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Asset Quality - Net NPA stable despite COVID challenges Gross NPA by business segment Business segment Sep 30, 2021 June 30, 2021 Mar 31, 2021 Dec 31, 2020 (Proforma) Wholesale 1.87% 1.84% 1.85% 1.75% Sep 30, 2020 (Proforma) 2.62% Retail 3.53% 3.15% 2.49% 2.82% 0.87% Business Loans 0.63% 0.81% 0.47% 0.90% 0.38% Credit Cards 0.99% 0.89% 1.17% 1.21% 0.07% Micro-Banking 1.45% 1.00% 0.44% 0.32% 0.16% Retail Agri 0.27% 0.24% 0.21% 0.23% 0.19% Others Total 0.20% 0.21% 0.19% 0.15% 0.08% 5.40% 4.99% 4.34% 4.57% 3.49% Net NPA by business segment Business segment Sep 30, 2021 June 30, 2021 Mar 31, 2021 Dec 31, 2020 Sep 30, 2020 (Proforma) (Proforma) Wholesale 0.81% 0.90% 0.93% 0.77% 1.03% Retail 1.34% 1.11% 1.19% 1.75% 0.46% Business Loans 0.37% 0.46% 0.28% 0.75% 0.21% Credit Cards 0.43% 0.23% 0.43% 0.50% 0.03% Micro-Banking 0.29% 0.17% 0.23% 0.22% 0.08% Retail Agri 0.17% 0.17% 0.15% 0.17% 0.12% Others 0.08% 0.09% 0.10% 0.11% 0.03% Total 2.14% 2.01% 2.12% 2.52% 1.49% apno ka bank | RBL Bank 22 22

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