Scotiabank Track Record

Canada's International Bank History • Global footprint in over 55 countries Established on east coast of Canada in 1832 In U.S. and Caribbean 125+ years Representative offices in Asia and Latin America since 1960's Began expanding Caribbean presence into Central and South America in 1990's. Primary focus in the region is on the Pacific Alliance countries of Mexico, Peru, Colombia and Chile Franchise in attractive markets Q1 2017 (C$) Scotiabank Scotiabank Credit Ratings (1) Total Assets $887B Moody's S&P Fitch DBRS CET1 Risk Weighted Assets Market Capitalization $360B $93.9B Senior Rating Aa3 A+ AA- AA Net Income $2.0B Outlook Negative Stable Stable Negative ROE 14.3% Covered Bonds Aaa Not Rated AAA AAA Productivity Ratio 53.7% (2) CET 1 Capital Ratio 11.3% # of Employees 88,804 (1) A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revisions or withdrawals at any time (2) Basel III "all-in" basis 5 Scotiabank®

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