Investor Presentation Q4 FY22

Balance Sheet Summary Figures in Cr OSBI Card Balance Sheet Mar'21 Mar'22 Variance% Assets Loans (Net) Cash & Bank Balances 23,459 30,187 29% 720 1,106 54% Investments 958 1,297 35% Other Financial Assets 276 382 38% Total Financial Assets 25,413 32,973 30% PP&E, Intangible & Right of use assets 318 454 43% Deferred Tax Assets 395 219 -45% All other non-financial Assets 886 1,004 13% Total non-financial Assets 1,600 1,676 5% Total Assets 27,013 34,648 28% Liabilities and equity Equity Share Capital 941 943 0% Other Equity 5,362 6,810 27% Total Equity 6,302 7,753 23% Borrowings 17,895 22,982 28% All other financial liabilities 1,769 2,700 53% Total financial liabilities 19,664 25,683 31% Provisions 410 477 17% Other non-financial liabilities 638 736 15% Total non-financial liabilities 1,047 1,213 16% Total liabilities and equity 27,013 34,648 28% 25 25

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