Investor Presentaiton
Allowance for credit losses closed the quarter in 888 million pesos (Bank - regulatory 531 mp, additional 59 mp and Leasing 298
mp). The coverage ratio (ICOR) remains in 1.6x.
Past Due Portfolio
(1Q 2022, mp)
1,000
Accumulation for Loan Losses
(1Q 2022, mp)
1,000
Coverage Ratio(1)
(1Q 2022)
Actinver
900
800
700
670
600
500
400
300
200
100
Allowance Losses 1Q
2022: 888 mp
900
Bank: 531 mp
888
Bank Additional: 59 mp
Leasing: 298 mdp
800
700
600
556
Additional
â– Regulatory
500
IT 16
3T 16
IT 17
3T 17
IT 18
3T 18
11 19
3T 19
IT 20
3T 20
IT 20
3T 21
IT 20
3T 22
400
300
200
100
0
2Q 16
4Q 16
2Q 17
4Q 17
2Q 18
4Q 18
2Q 19
4Q 19
2Q 20
4Q 20
2Q 21
4Q 21
2Q 22
(1) Coverage Index= Allowance for Loan Losses / Past Due Portfolio.
Source: Commercial Banking Statistical Bulletin, National Banking and Securities Commission (CNBV).
4Q 22
3.16
4.29
3.59
2.44
2.29
1.68
1.60
2016
2017
2018 2019
2020 2021
1Q 22
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