HDFC Business and ESG Overview

• • WHO WE ARE... HDFC Market capitalisation*: US$ 57 bn HDFC WITH YOU, RIGHT THROUGH Incorporated in 1977 as the first specialised mortgage company in India A financial conglomerate with interests beyond mortgages 69% shares held by foreign investors 21.00% 47.81% HDFC BANK Market capitalisation*: US$ 107 bn ADRs listed on NYSE HDFC Life Market capitalisation*: US$ 15 bn Ranks 2nd in overall new business premium amongst private players 52.60% HDFC MUTUAL FUND Market capitalisation*: US$ 6 bn Ranks amongst the top 3 AMCs with total AUM of US$ 57 bn 49.98% HDFC ERGO Ranks amongst the top 3 private players in general insurance *As at March 31, 2022 US$ amounts converted based on exchange rate of US$ 1 = Rs. 75.90 100% 100% <> HDFC SALES Financial services distribution company Sources more than half of HDFC's home loans HDFC CREDILA The Education Loan Specialist India's first dedicated education loan company with outstanding loan book of US$ 1.2 bn 100% GHDFC PROPERTY FUND HDFC CAPITAL Property funds: of which US$ 3 bn is committed for development of affordable housing 3

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