1H24 Financial Results slide image

1H24 Financial Results

• Mining, oil & gas Managing sub-sector exposures in line with strategy, stable portfolio performance Overall decrease in Oil and Gas extraction sub-sector. Stable performance over the past 6 months: - Investment grade largely stable at 64% of portfolio. - Diversified by commodity/customer/region. - Focus on quality, low cost projects with strong fundamentals and sponsors. Oil & Gas Extraction is the largest sub-sector (30% of total), 86% investment grade. Troublesome and impaired level reduced to 0.5%. 7.5 7.4 6.8 Group exposure Dec 22 Jun 23 68.0 66.3 64.1 Dec 23 0.7 0.5 0.5 0.5 0.9 0.5 0.7 0.7 0.8 TCE ($bn) % of Group TCE % of portfolio investment grade % of portfolio graded TIA % of provisions to TCE Group exposure by sector¹ Dec 22 Jun 23 Dec 23 3.1 2.6 2.0 1.9 1.9 1.9 1.4 1.0 1.0 1.2 1.3 0.8 0.5 0.5 0.6 $bn Oil & Gas Extraction² Metals Mining Coal Mining³ Mining Services Other Mining 1. Please see our Environmental and Social Framework commbank.com.au/policies and our 2023 Climate Report commbank.com.au/Climate Report2023 to learn more about our sector-level commitments and 2030 sector-level targets. 2. Includes LNG terminals. 3. Includes all exposure with black coal mining as per the ANZSIC classification. 110
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