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Investor Presentaiton

New Zealand economic activity. Demand has remained firm in recent months. Manufacturing conditions (index) and Service sector conditions (index) Residential dwelling consents (annual, total) Annual total Index 70 Index Initial COVID-19 lockdown Delta lockdown 70 30000 60 60 25000 20000 50 50 15000 40 40 40 40 30 Service sector conditions Manufacturing conditions 10000 30 5000 20 2017 2018 2019 2020 2021 2022 Source: BusinessNZ 20 20 0 2004 Source: Stats NZ Monthly retail spending $ mil 7000 6000 5000 4000 3000 2000 Total Core (excl. Fuel) Jan-19 Jul-19 Jan-20 Jul-20 Jan-21 Jul-21 Jan-22 Jul-22 Source: Stats NZ 119 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Auckland Rest of NZ Economics Annual total 30000 25000 20000 15000 10000 5000 2007 2010 2013 2016 2019 2022 Job advertisements (index) Index Index $ mil 7000 225 225 200 200 6000 175 175 150 150 5000 125 125 100 100 4000 75 75 50 50 3000 25 25 2000 0 0 2008 2010 2012 2014 2016 2018 2020 2022 Source: MBIE Westpac GROUP
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