Investor Presentaiton

Key Ratios Cost of Funds Net Interest Margin (NIM) Cost to Assets RoA 7.77% 7.56% 7.36% 7.27% 7.20% 9.54% 8.63% 9.02% 8.47% 6.54% 7.57% 5.81% 5.89% 6.02% 5.58% 1.15% 0.91% Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Credit Cost GNPA & NNPA GNPA NNPA Provision Coverage Ratio equitas Equitas Small Finance Bank 1.88% 1.83% 1.80% illl Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 RoE 3.47% 1.77% 2.08% 2.96% 2.20% 2.72% 2.68% 2.39% 4.16% 3.59% 45.22% 48.79% 58.84% 59.88% 58.59% 6.31% 8.32% 14.44% 14.32% lali mli ülll üll تاتتا 1.50% 1.39% 1.40% 1.71% 1.52% Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 13.52% اللت Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 11

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