Investor Presentaiton

Importance of financial instruments and triggers to buy LI¹ 73% 50% 42% 26% Life Insurance 10% 6% 4% 2% Pension Schemes Post Office Savings Health Insurance [Svaasth Bima] Bank Fixed Deposits 1% Mutual Funds Schemes [Pension Public Yojnaaye] Provident Equity/ Funds Bonds & Debentures Shares [PPF] [investment in stocks] BUY 59 52 51 50 82% Savings Bank Account For extra income when earnings are reduced due to serious illness or accident 39 Wealth generation and conservation 28 To provide for financial contingencies and life style requirements 21 To save tax To finance key milestones in life 1. 27 2. For financial protection Sabse Pehle Life Insurance For constant income after retirement Life Insurance Council IAC Study by Hansa Research, February 2022 Nos in bottom graph represent % of respondents • • Life insurance ranks amongst top 3 financial instruments Importance of life insurance as an instrument largely remains same across age groups and gender Across age-groups and regions, savings for key milestones in life like child's education, marriage, remains the top reason to buy insurance Tax savings features at bottom of the list of reasons to buy life insurance HDFC Life

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