Third Quarter 2022 Results
3Q22 - Consolidated Group
3Q22 vs.
3Q22 vs. 3Q21
3Q22
3Q21
3Q21
Revenues
€12,311m
€11,398m
+8.0%
+4.9%
At constant scope
& exchange rates
3Q22 vs. 3Q21
Operating divisions
+8.3%
Operating expenses
-€7,857m
-€7,412m
+6.0%
+2.8%
+5.9%
Gross operating income
€4,454m
€3,986m
+11.7%
+8.9%
+12.6%
Cost of risk
-€947m
-€706m
+34.1%
+30.4%
+22.6%
Operating income
€3,507m
€3,280m
+6.9%
+4.5%
+10.7%
Non-operating items
€227m
€170m
+33.5%
na
-4.4%
Pre-tax income
€3,734m
€3,450m
+8.2%
+10.0%
+9.8%
Net income, Group share
€2,761m
€2,503m
+10.3%
Net income, Group share excluding
exceptional items¹
€3,020m
€2,595m
+16.4%
Return on tangible equity (ROTE)²: 11.4%
Earnings Per Share (EPS)³: €6.19 (+12.8% vs. 9M21)
1. See slide 8; 2. Not revaluated, see detailed calculation on slide 81; 3. See detailed calculation on slide 79
BNP PARIBAS
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Third quarter 2022 results | 9View entire presentation