H1 2023 Investor Presentation

KCB H1 2023 Investor Presentation Significant momentum in balance sheet growth across all subsidiaries as KCB Bank Kenya becomes the first bank to cross a trillion shillings in total assets in Kenya. 36.3% Proportion of assets in subsidiaries outside of KCB Bank Kenya, up from 27.0% in H1 2022 14.6% TMB's contribution to total assets. 21 For People. For Better. Total assets distribution KCB Kenya 1,182 Non-KCBK 683 272 YoY Change ■KCB Kenya 33% 152 TMB 29%* 93 NBK 9% 11% BPR 74 KCB Tanzania 58% 47 KCB Uganda 71% 21 2 KCB S Sudan 24% 15 9 I KCB Burundi 22% Other subsidiaries N/A *YTD growth Amounts in KShs Billion

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