Investor Presentaiton

○ Performance of households' expenditures Households' Expenditures Resilient Sectors Debit & Credit Purchases in real terms; September 30, 2022 = 100 140 Healthcare Retail Sales Supermarkets Households' Expenditures - Vulnerable Sectors Debit & Credit Purchases in real terms; September 30, 2022 = 100 160 Accommodation and Food Services Transportation Recreation, Sports and Cultural Events 130 ཧྥི་ཟི 120 110 100 140 16.2% ww 10.0% 120 6.1% 100 26.2% 20.7% 9.5% 80 80 Sep-22 Jan-23 May-23 Sep-23 Sep-22 Jan-23 May-23 Sep-23 90 90 Source: Banorte 75 DB Rev NIM NI Hist C/I Div Dep ΤΙ LD Loan BAP Guid ESG Eco ROE ICAP Mkt App GRUPO FINANCIERO BANORTE

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