LRS 2023-27 Execution Plan

Omnipresence strategy update Payments BAJAJ FINANCE LIMITED 7. Sprint 2 is now live on Play Store and will be scaled up in staggered release methodology. This release will provide enhanced experience on UPI registration and payments transactions enabled through direct API with PSP Bank, PPI interoperability through UPI railroad and unified dispute and issue resolution (UDIR) mechanism. 8. After successfully onboarding existing BFL merchants on Bajaj Pay QR, the Company has accelerated QR deployment at small and medium merchants by mobilizing its distribution channels starting Q3 FY23. Bajaj Pay QR enables merchants to accept payments by way of UPI, PPI (Bajaj Pay Wallet) & Bajaj EMI (where eligible). The Company expects to deploy 450- 500K merchant QRs in Q4 FY23. Web platform - On track for 'Web-App' across all products and services 9. As articulated in Q1, Web platform transformation will have 2 phases. Phase 1 is live with full stack customer service offerings, revamped home page, customer assistance tools like calculators, credit reports, cart etc. Consumer application journeys namely, Personal Loans, EMI card, B2B and two-wheeler marketplace are also live on the platform. 10. Phase 2 will have end-to-end journeys for fixed deposit, business loan, co-brand Credit Cards, Doctor Loan, Chartered Accountant loan, Mortgages, Gold loan, loan against securities, used car financing and secured business loan. 11

View entire presentation