Financial and Mortgage Portfolio Overview slide image

Financial and Mortgage Portfolio Overview

Highlights Current account balance set to improve in the near term Increased share of exports in GDP growth spurs a recovery of external trade in coming quarters Exports and contribution from subcomponents % change The rapid recovery of tourism explains a large share of the forecasted 20% export growth in 25 2022 and just almost 9% growth in 2023 20 Furthermore, the outlook is for stronger exports of farmed fish, 15 capelin, aluminium and other industrial goods, and increasingly, 10 intellectual property usage 5 The export growth in the abovementioned goods is partly 0 offset by a contraction in exports of groundfish, particularly cod -5 For 2021 Iceland recorded a current account deficit of ISK 90.2bn, or 2.8% of GDP. It was the first full- year deficit since 2011 -10 -15 For 2022, though, the outlook is for the current account to be in balance -20 For 2022-2023, a return to current account surplus is expected as export growth outpaces import growth and terms of trade improve somewhat -25 -30 -35 Iceland's net external assets 2010 2012 2014 2016 currently total just over 4/10 of GDP. This could improve even further during the forecast horizon Goods exports Current account balance and GDP growth % of GDP and % change YoY 10 20.0 12.4 8.7 ih. 0 3.8 -5 -10 -15 -20 -30.2 -25 2018 2020 2022 2024 Service exports -Total exports 5 0.1 211.7 Minya -2.8 TT T * excl. failed banks' estates 2009-2015 GDP, real YoY change C/A balance* (% of GDP) Sources: Statistics Icelandic, Central Bank of Iceland, ÍSB Research. 40 August-September 2022
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