Financial Sector Overview slide image

Financial Sector Overview

Bank of Russia FINANCIAL SECTOR OVERVIEW The Central Bank of the Russian Federation BANKING SECTOR: KEY FIGURES Active supervision and tighter regulation allowed to strengthen the health of the banking sector Figure 10: In 2013-2018 more than 400 licenses were revoked causing almost no impact on the banking sector's total assets Figure 11: Banking sector profitability restored to record high levels Corporate and retail loans, lhs Loans YoY growth*, % rhs 60 10.3% 55 སྤྱ༗⪜བཻgāg 43.0 35 30 50 46.4 45 40 2.6% 1.12.15 1.03.16 I Profit, bln RUB, Ihs ROA, rhs Number of credit institutions, Ihs Banking sector assets, RUB tn, rhs ROE, rhs 16.8 1 400 15.2 1200 978 1000 800 600 400 41.6 200 0 2011 Т 2012 2013 2014 2015 2016 2017 2018 5m19 *423 banks and 44 non-banking credit organisations Figure 12: Loans and deposits volume (RUB tn) and growth rates 112 92.9 1 200 96 994 80 1 000 867 64 800 8 467* 48 600 1.9 32 400 1.9 2 16 200 = = = ∞ 5 2 1 17 14 11 -1 0 0 -4 2013 2014 2015 2016 2017 2018 5m2019 1.06.16 1.09.16 1.12.16 1.03.17 1.06.17 1.09.17 1.12.17 1.03.18 1.06.18 *YoY, ccy adj. by credit institutions operating as of the reporting date Source: Bank of Russia 1.09.18 1.12.18 1.03.19 1.06.19 I Corporate and retail deposits, lhs Deposits YoY growth*, % rhs Figure 13: Banks hold an acceptable level of capital under Basel III Capital adequacy ratio, N1.0, % 11.7% 7.1% 14 15 14.2* 14.5* 14.5* 11 13.5 13.7 14 56.2 13.1 49.7 8 5 2 12.7 13 12 11 -1 10 -4 9 3 2 12.5 12.1 12.2 12.1 2012 2013 2014 2015 2016 2017 *excluding credit institutions under financial rehabilitation procedure 2018 1.05.19 25
View entire presentation