Investor Presentaiton

BHFL Strengths B ++ (%)+ BRAND NAME Bajaj group is one of the most reputed & vintage groups in the country. Bajaj Finance is a leading financial services name in the industry CAPITAL 2,500 Cr capital infused in FY23 taking total infusion to 7,550 Cr till date with Net worth in excess of 10,500 Cr. Mortgages remain strategic to the group CUSTOMER BASE 83 ANALYTICS ORIENTATION $ COMMITTED LINE Ex BAJAJ B FINSERV CREDIT RATING BHFL has a committed credit line from BFL available on tap Agency Long- term Short- term CRISIL AAA (Stable) A1+ India Ratings IND AAA (Stable) A1+ FULL PRODUCT SUITE DEBT MANAGEMENT BHFL has access to the vast customer base of BFL (69.1 Mn) to cross sell mortgages BHFL mines the vast customer base for eligibility & offer computation through highly sophisticated analytical models Mortgage products for Retail as well as Commercial customers with customized VAS products & services for cross sell/up sell Dedicated and well-staffed Debt Management unit for both urban and rural markets 19 19

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