Covered Bond Framework Q1 2021

Nordea Mortgage Bank Plc - overview Q1 2021 • 100% owned subsidiary of Nordea Bank Abp - the largest Nordic financial institution . • • • • Operates as a mortgage credit institution with the main purpose of issuing covered bonds Licensed by the European Central Bank to issue covered bonds according to the Finnish covered bond legislation (Covered Bond Act (688/2010) or CBA) Market share of Nordea -29% of the Finnish mortgage market (housing loans) Acting in a healthy and conservative Finnish housing market Dedicated liquidity line provided by Nordea Bank Abp to manage daily cash needs and ensure compliance with external and internal requirements regarding liquidity management • Covered bonds rated Aaa by Moody's. 5 Nordea

View entire presentation