Investor Presentaiton

Griha Poorti now contributes 11% of quarterly Home Loan originations SHRIRAM HOUSING FINANCE Contribution in Disbursals HL 2% 4% 6% 11% Retail 1% 3% 5% 7% Q4'21 Q1'22 Q2'22 Q3'22 Key Features: 100% Direct Sourcing (NIL cost of acquisition) Granular Portfolio (Focus on HL) All 178 distribution points activated Profitable Franchise (ROI: 13.2% | PF: 1.40%) Griha Poorti as a feeder for Branch distribution : 5 GP locations to be upgraded to Full branches in Q4 - Nizamabad, Mahbubnagar, Khammam, Kakinada and Cudappah

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