IndusInd Bank Growth and Risk Management

Giving wings to nano retailers - ~550,000 retailers across 300 towns We lend to 38 identified trades • Bakery, 2% • Opportunity Nano retailers who have no access to institutional credit • Others • Meat Shop, 3% Dairy Parlour, 2% Footwear Store, 2% Electrical Shop, 2% Identified trades 38 trades where risk is low; in Tier II & III cities Growth Services Offered Plans to grow the book ~2.5x in FY23 Doorstep Banking Zero Bal. Current Account | Recurring Deposit Product Features Unsecured Business Loans | Tenure upto 104 Wks. Payment solutions QRUPI Handle *Other activities includes Electronic shop, Photo Studio, Furniture Store & Sweet Shop etc. Fancy Store, 3% Medical shop, 3% Hardware Shop, 3% Retailers mix Others, 34% * General store, 23% Garments store, 10% HOTEL До % ** Accessories (Two & Four wheeler), 4% Hair Saloon/Beauty Parlour, 5% по Hotel, 6% Mobile phone & Accessories, 6% _Tailoring Shop, 5% IndusInd Bank

View entire presentation