Financial and Mortgage Portfolio Overview
Cover Pool - main features - cont'd
Loan features are aligned with market standards
Seasoning profile, months
(% of current principal balance), 30 June 2022
60%
Interest rate range
(% of current principal balance), 30 June 2022
70%
64.47%
50.17%
60%
50%
40%
50%
40%
34.31%
30%
30%
20.61%
20%
20%
11.55%
8.64%
10%
5.60%
10%
3.44%
0%
0%
0-12 m
12 24 m
24-36 m
36-48 m
48 60 m
> 60 m
0% -3%
3% -6%
Remaining maturity term, years
(% of current principal balance), 30 June 2022
Current interest rate type
(% of current principal balance), 30 June 2022
1.22%
6% -10%
70%
40%
34.93%
59.43%
35%
60%
30%
50%
25%
40%
20%
30%
15%
20%
15.53%
10%
10.93%
6.74%
10%
4.45%
5%
2.13%
2.92%
0%
0%
0-15 yrs
30
15-20 yrs 20-25 yrs
25-30 yrs
30-35 yrs
> 35 yrs
Fixed to Maturity
Fixed then Refix
III
SVR1
32.37%
30.58%
Fixed then SVR¹
1. SVR stands for Standard Variable Rate
30
August-September 2022View entire presentation