IndusInd Bank Strategic Overview

Scaling up Credit Card and Personal Loan sourcing on the back of Indus Easy Credit Easycredit Platform Impact on Credit Card Business TAT to Decision Indus Ceasy CREDIT Powered by India Stack - Digital Checks for KYC, AML, Employment Verification & Real Time Bank Statement Analysis E-agreement, E-sign, E-stamping and E- nach setup for STP real time disbursement in account V-KYC enabled process Instant Saving/Application ~60-70% lower cost Offline Channel Partner - Indexed Volumes Credit Card Volumes growth post platform adoption 100 2.5X 260 Q1 Initiatives: ☐ Superior client engagement and real time nudges through Mo-Engage on DIY* platform ☐ Co-browsing assistance implementation to manage drop offs from DIY* ☐ Easydiner Cobrand Card Launched ☐ Launch of easycredit on Personal Loans STP% ~15-20% Productivity Increase % ~30-40% Q4 FY'22 Q1 FY'23 ✓ Easycredit (assisted model led): 100,000+ cards dispatched in last 6 months ✓ 200+ Offline Partners live ✓ 1200+ Partner Sales Team 275+ Bank Sales team ✓ 50+ Branches and 500+ employees in branches IndusInd Bank

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