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Investor Presentation 2020

0 1/30/2009 40 80 $ 160 120 Domestic Macroeconomic Indicators Cont. Nominal GDP of World's Major Economy: (KSA ranked #19 out of the top largest 20 economies in 2018) $ 4,971 3,997 2,825 2,778 2,726 Im... 20 25 Population: 33.41 (Mn) 35 32.55 10% 31.79 30.77 31.02 29.20 12.65 12.14 30 11.71 10.07 10.24 7% 9.36 5.39% 25 15 0% 1% 100 1,619 1,432 1,426 10 19.84 20.70 20.77 20.08 20.41 20.77 782 5 -2% 2013 2014 2015 2016 2017 2018 Saudi Non-Saudi Growth Rate Japan Germany United France India Korea, Australia Spain Rep. Saudi Arabia Kingdom *Source: The World Bank Brent Oil Performance (Monthly): Brent oil prices averaged $63/ barrel in Q4 2019 (higher 1.2% Q-o-Q) leading to a higher government revenue. Foreigners in Saudi Labor Force: Latest General Organization for Social Insurance (GOSI), figures show a decrease in the rate of the expat exodus in 2019. In addition, data shows that the expat departures, to date, have been concentrated amongst lower-paid workers (earning SR 1,500 or less a month). 1/30/2010 5 *Source: Bloomberg 1/30/2011 1/30/2012 1/30/2013 1/30/2014 1/30/2015 1/30/2016 1/30/2017 1/30/2018 1/30/2019 6.0 4% 2.49% 2.41% 2.65% 0.80% (Mn) 8.8 4% 8.42 8.31 8.49 8.19 7.91 7.71 8.4 7.40 2% 7.2 6.8 8.0 1.3% 7.6 0.1% 0.8% 1.1% 1.3% 2.5% 1.5% 7.13 6.90 6.71 -0.9% -1% 6.58 -2.0% 6.90 -1.3% 6.71 6.58 -3% 6.52 3.6% 6.44 6.4 4.1% 2.7% 3.3% 3.4% *Source: GOSI Male Q1-16 Q2-16 Q3-16 Q4-16 Q1-17 Q2-17 Q3-17 Q4-17 Q1-18 Q2-18 Q3-18 Q4-18 Q1-19 Q2-19 Q3-19 Q4-19 Female Growth -5% stc Investor Presentation 2020 | stc group
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