Investor Presentaiton

The following slides were discussed at Santander Investor Day in London¹ Santander INVESTOR 28 February DAY LONDON 2023 Santande For more information on Investor Day please visit: https://santanderaccionistaseinversores.com/investor/ID/2023/ Santander 1 Following figures in International Financial Reporting Standards ("IFRS") 25

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