Economic Forecasts and Performance Review

Risk Snapshot RWA Breakdown Credit Exposure by Country¹ Credit Exposure by Sector¹ ■ Canada ■Chile ■ Credit Risk 64% ■ U.S. 2% C&CA 4% 11% $421B 87% ■Operational Risk $611B1 5% Other International 5% ■Mexico ■Market Risk 5% 7% 8% Peru ■Colombia Financial Services 5.6% Real Estate and Construction 5.3% Wholesale and Retail 4.6% Energy 2.7% Other 2.6% Automotive 2.3% Technology and Media 2.2% Agriculture 2.2% Utilities 1.8% Canadian Banking Loans² International Banking Loans² Transportation 1.6% Food and Beverage 1.4% Mining 1.1% 67% ■ Secured ■ Secured Health Care 1.0% 7% $310B2 93% ■ Unsecured 33% Sovereign 0.8% $74B2 Hospitality and Leisure 0.5% ■ Unsecured 1% of total loans and acceptances as at October 31, 2019 2 Retail loans as at October 31, 2019 Forest Products 0.7% Metals 0.5% Chemicals 0.4% 52 62

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