Investor Presentaiton
International Banking: Pacific Alliance
FINANCIAL PERFORMANCE AND METRICS ($MM)
Q4/21
Q3/21
Q4/20
Q/Q¹
Y/Y1
Revenue ($MM)
1,649
1,728
1,842
(3%)
(4%)
Expenses ($MM)²
793
797
883
1%
(6%)
PTPP2,3 ($MM)
Net Income 24 ($MM)
856
931
959
(6%)
(3%)
445
442
216
3%
119%
NIM
3.78%
3.80%
4.08%
(2 bps)
Productivity Ratio²
48.1%
46.1%
48.0%
194 bps
(30 bps)
12 bps
15%
Colombia
REVENUE
$1.65B
32%
Chile
GEOGRAPHIC DISTRIBUTION6,7
33%
4%
Colombia
Mexico
42%
20% Chile
Peru
NET INCOME²,4
$445MM
38%
11%
Mexico
Colombia
AVG EARNING
ASSETS
32%
Mexico
$130B
39%
16%
19%
Chile
Peru
Peru
1 Y/Y and Q/Q growth rates (%) are on a constant dollar basis, while metrics and change in bps are on a reported basis
2 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com
3 Pre-Tax, Pre-Provision Profit defined as revenues less expenses
4 Attributable to equity holders of the Bank
5 Refer to page 141 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation
is incorporated by reference hereto
6 For the 3 months ended October 31, 2021
7 May not add due to rounding
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