4Q 2021 Investor Presentation

Retail Focus on building two customer franchises Focus to date Wealth Segments Acquisition focused on classic segments Future Focus Gold, Platinum, Diamond, and Private segment customers driving majority of deposits Digital capabilities to acquire customers Key Achievements 2021 1/18 initiatives completed 4Q 2021 INVESTOR PRESENTATION 1 Digitally-savvy 2 Digitally-savvy Affluent and HNW Youth مصرف الإنماء alinma bank Alinma Retail Vision Experienced professionals and self-employed Saudis 35-50 year-old customers, in the wealth segment... Drive growth in deposits Young Saudi professionals and University students 18-35 year-old customers, in the wealth segment... Drive growth in Financing "Be the most digitally advanced, fastest, and most convenient Retail Bank in KSA" Launch of New Tailored Products New Operating Models and Effective Processes Distribution Expansion Improved Turnaround Time +70 +13 +55 -50% 6% Revolving Murabaha Instant PF money credit card transfer PB & Affluent customers started Youth design Sales & service Digital Zones New Branches ATMs New Personal Finance metrics 11/48

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