Sterling Bank National Branch Network
Strategic Priorities
Short-term (2010-2012)
■ Equity Injection - Minimum US$100mn excl. organic
accretion
■ Tap wholesale markets for debt to improve efficiency
of capital structure
■ Double asset market share primarily through organic
growth in local corporate loan book
■ Work to bring NPL levels to <10%
■ Improve liability generation through the expansion of
retail distribution footprint
■> 20% Return on Equity
Long-term (2015+)
■ Globally competitive financial
services franchise
■ Fully scaled business model
with institutionalized processes
beyond the stewardship of
current owners and managers
■ Systemically important
operator materially impacting
all our sectors of business
participation
80
2010
2011
2012
2013
2014
2015
Mid-term (2013-2015)
3-5% market share measured by assets
■ Leading consumer banking franchise (bank of
choice for customers in our target markets)
■Low single digit cost of funds
■ Diverse retail funding base
■ <5% in non-performing loans
■ Diversified income streams with top quartile
position in all our operating areas
■ Investment grade credit rating
■ Double digit revenue growth Y-o-Y
1.
Sterling Bank
The one-customer bank.View entire presentation