Investor Presentaiton
Maybank Performance Outlook
Group's Key Priorities and Guidance for FY2022
Income
Growth
•
Leverage fee-based income opportunities in wealth management, global markets, investment banking, asset
management and insurance.
Accelerate product rollouts on our digital platform to increase market penetration and generate fee-based
revenues.
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Balance
Sheet
Management
•
Capital and liquidity conservation will remain a key focus in the economic recovery phase.
Defend CASA balances as economic activity and mobility resumes. Selective loan growth across key markets.
Stable Group NIM, with potential expansion of up to 5bps on rising interest rate environment.
Continued
Productivity
Drive
•
Group CIR to range between 45% and 46%, on rising inflation pressures and strategic investments to enhance
digital and sustainability capabilities aligned to M25 priorities.
Reimagining workplace and work arrangements to enhance productivity and efficiencies in a new operating
environment.
Asset
Quality
Management
•
•
Proactively manage asset quality as most repayment assistance packages will expire by 2022 for Malaysia.
Targeted relief measures continue to be offered to customers who need it.
Improved net credit charge off guidance of between 40 bps and 50 bps for FY2022 on better macroeconomic
outlook.
Sustainable
Shareholder
Returns
•
Group ROE guidance of 9.5% - 10% in FY2022, factoring impact from one-off Prosperity Tax.
Maintaining our 40%-60% dividend payout policy rate to reward shareholders, whilst maintaining capital
resiliency.
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