Investor Presentaiton
3. Bpifrance Financement: Key Facts & Figures - Business Model
3 Business lines
Bpifrance Financement offers financing solutions suited for every
stage of business development* in partnership with banks
Credit (cofinancing)
Guarantee
Innovation
Business lines
Loans
• Guarantees provided to
● Grants
Offer
Pari-passu with banks
+ Specific unsecured
loans1
banks on loans to SMEs
Risk sharing 40-70%
●Repayable advances²
• Loans
Business Model
Risk Sharing
& Partnership
with Banks
State
account-
related
activities
(public allocations)
€0,8 bn Innovation aids
€0,4 bn loans
~5,950 SMEs financed
• €0,5 bn Innovation aids
€0,4 bn loans
€8,3 bn loans³
• €4,0 bn risks 5
2019
Key Figures
~6,250 SMEs financed
€8,1 bn ST financing
• €8,5 bn loans guaranteed
~58,000 SMEs financed
€6,0 bn loans6
€1,5 bn risks5
H1 2020
Key Figures
€2,1 bn Covid-loans?
€4,0 bn ST financing
bpifrance
*. Creation, development, external growth, innovation, international expansion, buy-out
1. With public guarantee backing / 2. Redeemable in case of success
5. Excluding internal guarantee
3. Secured loans: €5,7 bn and unsecured loans: €2,3 bn; Export Credit: 0,2€bn
6. Secured loans: €XX bn and unsecured loans: €XX bn
7. Specific types of loans to facilitate credit access during the Covid-crisis.
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