2021 Results and Financial Review

Significant performance momentum into 2022 2021 financial progress¹ Excellent performance across key markets Aviva is growing... +23% Life sales +6% Gl premiums² £6.2bn BPA premiums - highest level on record +17% S&R net flows 4pp GI COR improvement £244m Net cost reduction 2018-213 £10bn S&R net flows - meeting target one year early Costs are falling... 7pp Lower Aviva Investors cost:income ratio >4m Workplace scheme members, up 6% +16% Operating profit ex UK Life management actions 5.4m UK GI customers Profitability is improving... 92.9% GI COR 43 Group TNPS #1 For UK GI broker sentiment Cash generation is growing +22% £1.66bn of cash remittances Momentum and confidence for success in 2022 and beyond All footnotes on pages 64-66 MAVIVA 8

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