Q4 2019 Financial Performance
Global Registered Covered Bond Program¹
Global Covered Bond Program: CAD$38 billion program size, $26 billion outstanding
LOAN-TO-VALUE RATIOS²
41%
34%
19%
CREDIT SCORES³
64%
5%
1%
1%
11%
17%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
13.7%
26.9%
28.5%
12.0%
Alberta
0.2%
Yukon
2.6%
Saskatchewan
12.9%
11.2%
6.9%
1.1%
Quebec
PROVINCIAL DISTRIBUTION4
1.3%
19.3%
British Columbia
Manitoba
1.1%
New Brunswick
1.6%
Newfoundland
2.2%
Nova Scotia
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.3%
P.E.I.
58.2%
Ontario
1 As at October 31, 2019
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
4 May not add to 100% due to rounding
82
62View entire presentation