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Focusing on profitability while maintaining strong competitive positions Market share - gross loans Market share - customer deposits 42.3% 39.5% 39.1% 38.8% 39.4% 39.6% 40.3% 40.1% 40.1% 39.8% 39.3% 40.1% 38.9% 37.4% 39.0% 36.1% 36.7% 37.2% 36.8% 36.8% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Bank of Georgia TBC Bank Bank of Georgia TBC Bank Market share - loans to individuals Market share - deposits of individuals 44.4% 44.8% 44.6% 45.5% 45.3% 38.8% 38.7% 38.6% 39.6% 39.5% 38.4% 38.4% 38.3% 37.5% 37.7% 38.1% 37.7% 37.9% 36.4% 35.8% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Bank of Georgia TBC Bank Bank of Georgia TBC Bank Market data based on standalone accounts as published by the National Bank of Georgia. 30

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