OppFi Pitch Deck
28
Typical Customer Journey
OppFi offers customers a transparent pathway to building credit
without trapping them in a cycle of debt.
APPLY
Customer
Applies Online
• 80% Mobile
..
• Typically facing
a financial
emergency
•
"Turn Up"
Process
• Perform diligent
search on customers'
behalf for sub-36%
APR
92% of the time no
offers of credit
returned
Approval &
Funding
In most cases,
instant decisions
with next day
funding
$
Servicing &
Repayment
• Deliver Zappos-like
customer happiness
.
Rebuilding
Financial
Health
Reward customers
with better pricing
over time
⚫ Offer Financial
•
Education through
programs such as
OppU
Graduate to
Mainstream
Credit
•Provide pathway to
lower cost, more
mainstream products
over time, such as
Payroll Deduction
Loans and Credit
Cards
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