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Investor Presentaiton

COVID-19 RESTRUCTURED LOAN - BANK ONLY (1/2) Declining Restructured Loan Outstanding and Borrowers Outstanding (BRI Covid-19 Restructured Loan Movement (IDR Tn) (IDR Trillion) 22.1% 21.2% 21.3% 19.2% 17.8% 16.6% 14.8% 12.9% 11.6% 10.4% 193.7 186.6 190.6 9.4% 175.2 166.2 157.0 144.3 2.8 129.6 116.5 107.2 99.8 4.6 -2.6 0.8 -5.3 -2.6 -0.1 -4.8 -4.2 -3.7 -4.0 -2.8 3Q20 FY20 1Q21 2Q21 3Q21 FY21 1Q22 2Q22 3Q22 FY22 1Q23 Total Monthly % to Total Loan # Borrowers 97.7 -2.4 260.6 263.4 45.9 (in Million) 24.7% 21.6% 20.4% 19.2% 8 16.3% 14.0% 12.0% 10.5% 9.0% 7.7% 7.0% 17.6 3.0 2.8 2.7 2.5 2.3 99.8 2.1 1.8 1.6 1.4 1.2 1.1 -0.0 -0.1 -0.2 -0.2 -0.1 -0.1 -0.1 -0.1 -0.1 -0.1 -0.1 Accum. Restru Loan - New Restru Loan 3Q20 FY20 1Q21 2Q21 3Q21 FY21 1Q22 2Q22 3Q22 FY22 1Q23 FY22 Accum. Restru Loan - 1Q'23 Paid Off Principal Restru Write Off Restru OS Payment Unflagged 1Q'23 Total Monthly ->% to Total Borrowers 37
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