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Investor Presentaiton

...becoming a Banker of Choice to SMEs Average SME Loan / Account 19.69 17.66 16.10 15.76 Rs Lakhs 21.25 Sep-16 Dec-16 Mar-17 Jun-17 Sep-17 • - SOUTH INDIAN Bank SME Loan Book by Geography – Q2 FY18 Rest of India 24% South (Ex- Kerala) 34% O SME Highlights Kerala 42% Dedicated JGM appointed to ensure focus and better coordination with regions Focused 'Green Channel' branches to drive faster loan growth to SMEs Target to become banker of choice to SMEs thereby getting other business as well - liabilities, vehicle finance, etc. Ongoing training (in-house as well as external) 16

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