Arab Bank Digital Transformation and Growth Strategy
As well as robust and established risk management practices with strong core capital
Cost of risk (%) and ECL Provision, $mm
2.5%
NPL & coverage ratio, $bn
135%
133%
122%
116%
111%
1.6%
1.6%
1.3%
658
0.7%
560
473
6%
6%
6%
429
6%
7%
2.3
2.1
2.1
1.8
188
2019
2020
2021
ECL Provision $mm
2022
-Cost of Risk
Q3-2023
1.4
2019
2020
2021
NPL
NPL %
2022
Coverage %
Q3-23
Asset density1, $bn
71%
557
51
37
البنك العربي
ARAB BANK
2019
54
66%
68%
66%
65%
36
64
64
43
43
66
Capital adequacy
17.0%
16.8%
16.5%
16.6%
16.9%
20.0%
0.0%
0.0%
0.6%
0.5%
0.5%
43
15.9%
15.6%
15.0%
15.1%
15.2%
1.1%
1.2%
0.9%
1.0%
1.2%
2019
2020
CET 1%
2021
AT1%
2022
Q3-23
T2% ―CAR
2020
Assets
2021
RWA
2022
Asset Density
Q3-23
1. Asset Density = RWA / Assets. Arab Bank Group figures as of Sep 30, 2023
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