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Investor Presentaiton

About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) High "A" Credit Ratings/Stable S&P Global Ratings AM BEST (R Triglav Group's standalone credit profile (S&P*): Business risk profile - strong Financial risk profile - very strong Stable and solid reinsurance protection Triglav Group: Investor Presentation_March 2024 Year I 2023 2023 | A I Stable | I 2022 A I Stable I I I I 2021 A Stable I 2020 A Stable I | I I I 2019 A Stable I I 2018 | A I Stable I 2017 A Stable I I I 2016 2016 A Stable I 2015 A- Positive I I I A- Positive 2014 | I A- Stable I | I A- I Stable 2013 A- Stable I BBB+ Positive Credit rating Medium-term outlook Rating Agency AM Best S&P Global Ratings* AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings S&P Global Ratings S&P Global Ratings S&P Global Ratings AM Best AM Best 2012 A- Negative S&P Global 2011 A Negative S&P Global I I 2010 | A Stable S&P Global 2009 I A Stable | S&P Global I 2008 2008 A Stable S&P Global I I G 10
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