3Q 2023 INVESTOR PRESENTATION

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 112.1% 100% 115% 110% 106.1% 107.0% 107.3% 103.2% 105% 100% 90% 87.0% 80% 100% 70% 95% 90% 3Q 22 60% 3Q 22 Leverage Ratio (%) NSFR 4Q 22 1Q 23 2Q 23 3Q 23 Regulatory Minimum LCR (%) 4Q 22 1Q 23 LDR SAMA Ratio مصرف الإنماء alinma bank 2Q 23 - Regulatory Maximum 90% 79.8% 3Q 23 Management Commentary ■ NSFR improved 4.1ppts YoY to reach 107.3%. ■ LDR ratio decreased 7.2ppts YoY to 79.8%. 100% ▪ The leverage ratio decreased 219bps YoY to 13.4%. 20% 15.6% 15% 200% 156% 165% 13.4% 129% 134% 134% 150% 10% 100% 5% 50% 3% 0% 0% 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 Leverage ratio Regulatory Minimum .LCR Regulatory Minimum 3Q 2023 INVESTOR PRESENTATION ■ 3Q 2023 LCR increased 36ppts YoY to 165%. 35/48

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