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Investor Presentaiton

Annual Report AR 2022 SUMMARY Stability of the Currency Purchasing Power It is noteworthy the role that monetary policy played in containing inflation. Monetary policy, which in 2021 had already moved from highly stimulative to contractionary territory, in 2002 moved substantially into the latter, with the continuous increase in the basic interest rate until August 2022. In this sense, the projections presented in the December 2022 Inflation Report point to a scenario of inflation convergence to the targets defined by the CMN over the relevant horizon. WHO WE ARE OUR STRENGTH AND OUR RESOURCES TRANSMISSION CHANNEL FROM BASIC INTEREST RATE TO INFLATION Consumers and companies 3 react to changes in the cost of credit (consumption and investment decisions) OUR RESULTS Copom sets the 1 target for the basic interest Selic rate INFLATON UNDER CONTROL The effects of changes in the Selic rate take on average 6 to 9 months* 4 Consumers and companies' reaction influences the prices of products and services 2 Alignment of expectations: the Selic rate moves the country's overall cost of credit *Average time calculated according to economic models 70
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