Sezzle Results Presentation Deck

PROGRESSION TO PROFITABILITY 4Q21 (0.4%) Low Unit Economics 77.8% Merchant Fee a Major Source of Total Income 3.5% High Loss Rates 71.8% High 2022 Unit Economics¹ Income Streams² Underwriting Capability³ Operating Structure4 4Q22 4.5% Strong Unit Economics 61.8% Diversified Streams of Total Income 1.2% Low and Controlled Loss Rates 48.6% More-efficient 2023 FY23 INITIATIVES US$10M+ Sezzle plans to launch several initiatives over the next 18 months Initiatives include: ZIN $$ Product Innovation Monetization Partnerships Non-transaction related OpEx Operating Structure ¹ Unit Economics is measured by the Company's Total Income Less Transaction Related Expenses as a percent of UMS. 2 Income Streams is measured by Merchant Fee Income as a percent of Total Income. 3 Underwriting Capability is measured by Provision for Uncollectible Accounts as a percentage of UMS. 4 Operating Structure is measured by Non-transaction related operating expenses as a percentage of Total Income. SEZZLE INC 4Q22 Presentation | 10

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