Q4 2023 Financial Update

Strategy and sustainability A catalyst in the transition to a sustainable society Our sustainability objectives 2050 Net-zero emissions in our lending and investment portfolios, at the latest 1 Carbon emissions within own operations 2045 reduced to zero (baseline = 2008) 2040 Net-zero assets under management within SEB IM 2 A selection of our commitments · The UN Global Compact The Principles for Responsible Banking The Net Zero Banking Alliance • Net Zero Asset Managers Initiative • The Task Force on Climate Related Financial Disclosure The Principles for Responsible Investments 58 2030 Interim target to reach net-zero alignment for material sectors in our credit portfolio 1 (baseline = 2020) 2030 Fossil fuel credit exposure in energy portfolio reduced by half (baseline = 2019) 1 In line with commitment to The Net Zero Banking Alliance. 2 In line with commitment to Net Zero Asset managers Initiative. • Equator Principles The Poseidon Principles Responsible Ship Recycling Standards Read more about our policies here SEB

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