Serving To Empower

Journey of 8 Decades Bank Incorporated and Business Commences ■ Licensed Status Sponsored RRB 1980s 1938-39 J&K Bank Serving To Empower 1970s - Sponsored 2nd RRB Listing on Stock Exchanges 1990s ■ Global CSR Excellence & ☐ Leadership Award Top Banker Award for PMEG 2021-2023 2000s IT Developed to offer Internet Banking ■ Tied up with an MNC for Bancassurance " 2010-2020 IBA's Best Technology Bank of the Year award ■ QIP completed in Apr '22 ■ Total Business Crosses 2 lac crore in Fiscal 2023 ■ Second highest percentage of digital payment transactions for FY22 at the "Digital Payments Utsav" ■ QIP of 750 crores completed in December 2023 5

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