New Business Organisation

BNP PARIBAS Italy a Significant Market for IRFS Geographic split of IRFS 2005 Pre-Tax Profit International activities (excluding France) 63% 70% 67% 71% Other international locations 37% 30% 33% 29% Italy Consumer Credit* Private Mortgage Leasing Fleet Management Italy: the largest international presence for Specialised Financial Services prior to the acquisition of BNL BNL Grupp BNP PARIBAS * Findomestic 50/50 JV with Cassa di Risparmio di Firenze International Retail Banking and Financial Services 103

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