Investor Presentaiton

Company Overview Dhanvarsha Finvest Limited (DFL), is promoted under the aegis of the 80-year-old Wilson Group and has transformed into a technology-enabled financial services company focusing on MSME financing. Wilson Group's history traces back up to Pre-Independence and is a diversified conglomerate headquartered in Mumbai with interest and investments across education, philanthropy, institutional clearing and advisory services, angel investing, sustainable water infrastructure projects and MSME lending. In 2017, DFL was reborn in its new avatar and has transitioned with the induction of a new Board and Management team, and it has withstood the slowdown in the NBFC market, COVID crisis, and has yet managed to scale up the business through diversification and introduction of new products. DFL's mission is to build "social capital" by aiming to provide Credit solutions to India's large underserved and underbanked MSME segment. The company prides itself on the highest standards of corporate governance and transparency with an eminent and completely Independent Board that comprises of veterans from banking, fintech, taxation, regulation, and global businesses and Key Management Personnel carefully recruited from renowned institutions. It aims to provide timely, affordable and sustainable access to Credit to the country's almost 500 Mn under-served borrowers, either through its own balance sheet or via significant distribution tie-ups coupled with its robust technology engine. The bedrock of the business is based on the loan book and an unrelenting focus on 4C's - Credit, Capital, Collections & Collaborations. The company has collaborated with various partners like Banks, NBFC's, Associations, DSA's and other Retail Loan Channel Partners. Investor Presentation | www.dfltd.in 493 41 AUM and NII (INR Mn) 372 45 1,045 08 1,299 27 FY19 FY20 FY21 Q1-FY22 Others 41% Q1-FY22 Sectoral mix Healthcare 5% Education 10% Salaried 11% Garment 10% Home/Office- .Retail 7% Other Kirana/General Food/Drinks Essentials 6% Store 4% 6% 7

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