Financial Overview and Strategy

BAJAJ B FINSERV Customer profile - Bajaj Housing Finance Limited Home loan Average loan size - Overall 37 lakhs Average loan size – Urban - 38 lakhs Average loan size – Rural - 17 lakhs 69% Loan Against Property 27 lakhs 44 lakhs 11 lakhs 49% LTV (at origination) Average loan term - overall Average customer age Primary security Repayment type 18 years 11 years 40 years 42 years Mortgage of property financed Mortgage of property Monthly amortizing Monthly amortizing 38

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