Global Reputation and Good Execution slide image

Global Reputation and Good Execution

3 Property Development Model And Payment Schedule Built on Favorable Regulatory Framework for an Efficient Self-funding Business Model 2-2.5 years Source: €2 (1) (2) Site Selection Master Planning & Design Condo: 6 months Condo: 6-10 months Villa: 12 months Villa: 2-3 months Condo: 12-16 months Villa: 9-10 months Land Clearance • In-principle investment approval Project master plan • Environmental assessment • Project design Government is responsible for site clearance (2) Receive land allocation to begin construction Foundation Construction & Fitting Out Collection of cash based on the construction progress (totaling up to 70% of purchase price for Vietnamese developers; up to 50% for foreign developers) Pre-Sales: Effective Management of Default Risk Majority of units are pre-sold immediately after land clearance has completed and project construction has broken ground Presale customers required to pay non-refundable deposits of at least 30% of total purchase price In 2020, 89% of Vinhomes customers paid 70% or higher of total contract price to secure discount Payment of estimated land use and rental fee (1) Company Information, CBRE In order to expedite the land clearance process, Vingroup typically pays estimated land use and rental fees in advance, and the Government uses such advanced payments for land owners resettlement compensations While the Government is in charge of site clearance, Vingroup takes an active and coordinated role in terms of identifying land right holders, education and, in some cases, purchasing land rights Handover to Buyers 21 21 • 95% of purchase price must be paid before being issued the land use right certificate (LURC) Full payment will be collected thereafter
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