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Investor Presentaiton

Q3 2023 Investor Presentation KCB YoY decrease in NPL ratio supported by improvement in corporate banking in KCB Bank Kenya and drop in NBK, South Sudan, Tanzania and Burundi. NPL ratios per segment 3.5% Checkoff NPL ratios per subsidiary 24.4% 11.2% Q3 22 FY 22 Q3 23 28.4% 20.8% SME & Micro Mortgage Corporate 18.8% 11.9% 6.9% 5.7% 3.1% Q3 22 Q3 23 1.7% 0.8% NBK KCB Bank Kenya TMB BPR Bank KCB Bank Uganda KCB Bank South Sudan KCB Bank Tanzania KCB Bank Burundi 39 For People. For Better.
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