Investor Presentaiton

18 ASSET-LIGHT SOURCING IS A UNIQUE DIFFERENTIATOR AND COMPETITIVE ADVANTAGE 90% of Inventory is Non-Competitively Sourced AFG AUTO FINANCIAL GROUP Competitively Sourced Inventory <10% Other Non-competitively Sourced Inventory ~15% Run-rate mix Consigned Corporate Consigned Consumer Inventory ~15% Inventory ~60% Deep Pool of Sourcing Partners Wusbank LeasePlan Leading OEM Merchants FLEET W PTR FLEX FLEET RENTAL- motorlease GT Leasing webuyanycar.com Westlake Financial® Long-term sourcing relationships ✓ Blue-chip national sellers High-quality inventory Integrated technology with supply partners FADVANTAGE RENT A CAR MIKE ALBERT FLEET SOLUTIONS Robust new account pipeline carlotz

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