Investor Presentaiton

Update on Strategy LRS 2023-27 1 Products (10) Be amongst the top 5 players in each product line New Product Lines- Emerging corporate (live) Auto (live in 85 locations), MFI (live in 100 locations), Tractor (live) and CV (WIP) New Product Innovations - Bajaj+ (2.5 MM accounts). 5 Subsidiaries EMI at POS on QR and EDC (WIP), Flexi on QR (WIP), Insta PL card (WIP) Grow and dominate in their respective industries BAJAJ FINANCE LIMITED ② Geography (3) जहाँ ©Bestha वहाँ @Bista के सारे products BAJAJ FINSERV FINSERV Domestic - Geography 2.0, All products in all locations, U.P, Bihar and North East (139 locations added) 3 Platforms (8) Dominate all platforms of consumer presence & generate 50% of business from digital platforms Consumer App - Personalization (Jun'24), AR (Jun'24), CX (Jun'24) Consumer Web - Discoverability (Jun'24), CX (Jun'24), Video (Jun'24), Vernacular (WIP) Marketplace - Bajaj Mall 2.0 (Auto mall live) BFL platforms and customer franchise contribute to 44% broking accounts and 4% of retail mortgages 4 Horizontal functions (7) Pursue operational excellence and deliver robust controls and compliance Risk - Know everyone DMS-readiness for 6 MM receipts per month Operations - STP across all products Service - FPC, self-service Technology - Consumerization of technology stack Treasury - Diversified liability profile Details in () represent status as of Q3 FY24 67

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