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Investor Presentaiton

Sustainability & ESG Performance - ESAF SFB's social business strategy 2 SSS ESAF BANK ŵ Vyapar Vikas Yojana for small business ++ इसाफ़ सौभाग्य रेकरिंग डिपॉज़िट INTRODUCING ++ ESAF \CLEAN EZERGY LOANS hrudaya deposit SA social impact environmental impact economic impact сл 5 8 9 10 11 12 8 Siz ESAF BANK FIG LOAN FARMERS INTEREST GROUP 13 14 15 16 17 ++ ESAF ESAF SMALL FINANCE BANK Joy of Banking Pursuant to the ESG policy, ESAF SFB is committed to (i) the protection of the environment and ensuring sustainable development (ii) promoting financial inclusion and gender equality through specialised financial services (iii) establishing a governance framework to ensure accountability, transparency and compliance with internal and external ESG standards Care Edge ESG Rating ESG 3 (good) Overall score of 71 compared to industry average of 59.8 8
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